Why you need to know your credit status
This video provides a great 30 second summary of why it is important to know and manage your credit status.
Continue reading >
How to Interpret Your Credit Report
While meeting most loan related prerequisites is something that the majority of borrowers can manage, one requirement that many fail to meet is that of clearing the credit checks. In fact, not surprisingly, this is one of the prime reasons why loan applications are rejected in South Africa.
Continue reading >How to Remove a Bad Debt Record from Your History
A record of bad credit can stay on your credit report for anything between two years to ten years. A judgement will stay on your credit report for five years, a default for two to five years, an administration order for 10 years, and a rehabilitation order for ten years.
Continue reading >Pulling a Regular Credit Report Can Prevent Identity Theft
Identity theft is something that most people do not worry about. The reason for this is simply that the whole idea of identity theft seems like a farfetched concept to most people. However, identity theft is a real and present danger especially in the modern age where technology is the basis of virtually everything.
Continue reading >How to Improve Your Credit Score
Getting loans in South Africa involves a lot of things. The borrower has to meet many different types of prerequisites to qualify for a loan, regardless of whether it is a long term loan or a short term loan. A very important prerequisite that lenders have when considering a loan application is a good credit […]
Continue reading >
Page 3 of 11