5 Tips to Raise Your Credit Score

Author and credit scoring expert Linda Ferrari shares 5 simple things you can do to help raise your credit scores. Even though this is for American consumers, there are some great tips in here for local consumers.

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Free Credit Reports VS Paid Credit Reports

The majority of people in South Africa are not entirely aware of what their credit reports mean for them in the short term as well as long term. The prevailing impression that people have about their credit reports is that it somehow influences the kind of offers they get from lending institutions, credit card providers […]

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What Is A Credit Report?

In any financially mature country like South Africa, the phrase credit report is fairly significant. This is especially true after the lending inspired financial meltdown that the world recently endured. In fact, since the global economic downturn, financial institutions and national governments have become very careful of the concept of credit.

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Who Should Check Their Credit Score?

When it comes to checking credit scores, there are differing viewpoints amongst the people of South Africa. Certain people in the country state that every individual, regardless of the current state of his finances and future needs of funds, should check his credit score at least twice every year.

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How Does The Credit Scoring System Work?

The credit scoring system has been confounding people all over the world. Therefore, it is not surprising that the people of South Africa also find themselves mystified by the elusive credit scoring system. In order to understand how the credit scoring system works, one needs to realise that it is not very different from how […]

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